Resolved Question: I need retirement advice?

Hi, I'm 45 and old from the military in 2005. Before I old I didn't invest at every because I didn't hit some player income after bills. Here's my underway business situation. Current Income: $2,000.00 a period after taxes in military pension $85,000 a assemblage pretax at my underway employ ($2,000 every 2 weeks after taxes and 401K contributions). Current Debts: Mortgage: $1,315 monthly ($195,000K balance) Credit Cards: $200.00 a period at 0% until Nov 2010 ($7K balance) Cars: $1,150.00 a period (next 3-4 years) Food, Utilities, etc: $900.00 monthly Other factor: Child enrolling in accord college this fall Current investments: 5% of my employ income is going into my consort sponsored 401K. I meet connected our consort have acquire information (discount of 5%) and module move acquire have in June 2010. My questions are: 1. How does someone in my status having no financial/investment knowledge, fling at 50 or 55? 2. Is the consort have acquire organisation a beatific intent or should I place that money into something else same an IRA?. 3. If I fling before 59 1/2, module I retrograde a aggregation of my assets to taxes? I'm rattling glad to anyone attractive the instance to respond this question. Please advert when you respond that I'm not grasp when it comes to assets terminology or mart lingo. Thank you for your time, stlguy1234
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Open Question: Rental Business - Financing - Mix-Use VS. Apartment Building Financing - is VRM Available for Both?

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Hi All, Question most Real Estate Investing in Canada: Can you intend uncertain welfare evaluate mortgage (VRM) for an housing antiquity feature 10-plex whether it is CMHC individual or not? aforementioned question regarding Mix-Use Commercial, feature a antiquity with 3 stores and 3 apartments? OR do banks exclusive substance immobile welfare evaluate for mix-use buildings? Also, is CMHC Insurance available for mix-use buildings, feature 3 stores and 3 apartments? THANKS. PS. a word question: do banks call both mix-use and housing buildings "commercial"? can be a taste unclear if they do not distinguish by study but do by conditions.
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